International investment is important to most economies, and can be particularly vital for developing countries. In many instances, developing countries have both the demand for a good or service, and the labor and natural resources to supply it, but they lack the access to capital necessary to begin producing. In the United States, most businesses start when an entrepreneur goes to a bank and takes out a loan. Larger enterprises may go to an investment bank to sell stocks or bonds, to get their businesses going. But in many developing countries, either banks do not exist in adequate numbers or they do not have enough capital to lend to even the majority of worthy borrowers. Thus, foreign investment provides essential capital to help spark the creation of productive enterprises.